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Buildings
& Contents Insurance
Building and contents insurance can help protect your house against
damage and theft. Building and contents insurance offers you the
security of knowing that in the event of theft, damage or fire you
will be covered.
Buildings insurance covers damage to the actual structure of your
home, such as the roof, walls, floors, ceilings and foundations.
For example, if your house is destroyed or rendered uninhabitable,
you can claim the cost to rebuild or carry out the necessary repairs.
If you have a mortgage, your lender will insist that you have buildings
insurance. If you don’t, it is usually advisable to have buildings
insurance anyway to protect yourself.
Contents insurance covers the material possessions in your home,
for example, electrical items, clothes, curtains, carpets and furniture.
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